Travel insurance: How to make sure you are properly covered

ATOL-protected packages will allow you to change destination without paying a fee if travel advice changes

Holidaymakers at a beach in Protaras, Cyprus
(Image credit: Getty)

It’s the time of year where many of us are preparing for our summer holidays. Whether you are heading to the beach in Turkey, to see the sights in Paris or for a bit of tropical luxury in South America, make sure you have travel insurance, and more importantly understand the limitations of your insurance. Taking out travel insurance doesn’t automatically mean you are covered for every eventuality.

Here are five things to check.

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