In Depth

Speeding fines: penalty bands, fees and points

Our guide to speeding penalties and what happens when you overstep the limit

The Government introduced a new system for speeding fines in early 2017 that introducing more severe penalties for drivers who are caught breaking the speed limit.

Under the old system, the minimum penalty for speeding drivers was three points on their license and a fine of £100, which raised to a maximum £1,000 for more serious offences. Young drivers and severe offenders also faced a driving ban in certain circumstances.

But the revamped system means that drivers pay substantially more than they did on the previous system, as fines are now calculated as a percentage of the offender’s weekly income.

The stricter fines were introduced following “responses to a consultation arguing previous guidelines did not properly take into account the increase in potential harm that can result as speed above the limit rises”, The Guardian says.  

Here’s everything you need to know about speeding fines:

What are the bands for speeding fines? 

Speeding fines are broken down into three categories, with varied penalties that depend on the severity of the offence.

fThe first category, Band A, and is only for minor offences. The Daily Telegraph says anyone who drives “between 21mph and 30mph in a 20mph zone, 31mph to 40mph in a 30mph zone, or 71mph to 90mph on a 70mph road” will receive a Band A penalty. This results in three points being added to the offender’s licence.

Band B “is for more serious cases of speeding”, adds the paper. This means if you’re travelling between 31mph to 40mph on a 20mph road, 41mph to 50mph in a 30mph zone, 56mph to 65mph in a 40mph zone or up to 100mph in a 70mph zone, you will be given a second-tier fine. This results in six points on your licence or a driving ban of between seven and 28 days.

Band C is reserved for the most severe speeding offences, as The Telegraph says anyone travelling “41mph or above in a 20mph zone, 51mph or above in a 30mph zone, or above 101mph in a 70mph zone” will incur a Band C penalty. This adds six points to your license or a disqualification of between seven and 56 days.

How much will I pay in fines?

Those who are not given the option to pay a £100 fixed penalty, which the RAC says is reserved for minor speeding offences, will be handed a fine calculated as a percentage of their weekly income.  

A Band A speeding penalty will see drivers fined roughly 50% of their weekly income, while a Band B offence rise to 100% and Band C commands a 150% penalty, says Evo.

These figures can increase or decrease by up to 25% ”subject to the court’s discretion based on the specifics of the case in question”.

Variables that could impact a court case include poor weather conditions, first-time offending, the number of people in the nearby area and “the timing of an offence in relation to previous convictions committed”, adds the magazine. 

A limit for how much offenders can be charged for speeding offences is also part of the new system, with Autocar reporting that penalties are capped at £1,000 on public roads and £2,500 on motorways.

These penalties only come into effect if drivers contest their speeding ticket in court, or they are not eligable for a £100 fixed penalty or a speed awareness course.

How do points affect my licence?

If you’ve been caught speeding, there’s a good chance the police officer who recorded you overstepping the limit will issue you with a fine and points on your licence. 

In some instances, drivers can avoid points by attending a speed awareness course. This is only offered at the police officer’s discretion and is usually given to those with no prior speeding convictions.

Points are given on a scale of three to six, says WhatCar?. The more severe the offence, the more points you’re assigned. 

Most points stay on your licence for four years from the date of the offence, the reviews site says. However, some major offences, such as causing a death by dangerous driving, can result in points remaining on your licence for 11 years.

Amass more than 12 points over the course of three years and your licence will be revoked. 

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