Ruth Jackson

What to do if your flight is cancelled and what compensation should Ryanair be paying

Shop around every year, says Ruth Jackson, to stop your insurance premiums rocketing up

You might still need a licence even if you don’t have a TV - and nine other facts

Making a change can prevent a sharp rise in your bills

Make more on your savings while helping first-time buyers get on the property ladder

From saving on your credit cards to planning for your retirement

Find out if you are eligible and how much you can claim

You should consider switching, but also look at whether you can move to direct debits - and try to use less energy

Charges for current account borrowing can be higher than the fees for payday loans

You will most like pay less - but be aware of services you aren't getting, or could end up paying more to get

Do your research and make sure you are setting out your value to the company

Whether you are using your account for shared expenses, household bills or savings, here are the best options

Early repayment only makes sense if you can pay off your loan entirely

Plastic has now overtaken cash as the main way to pay in the UK

Make sure you shop around and be watchful of hefty hidden fees

Some have said the pension up-rating mechanism should be replaced with a double-lock

Most companies charge high interest, offer low-value benefits and can often change terms with little notice

The pound is likely to remain volatile for a while - and buying in advance can get you a much better deal

Charges are much higher than for Junior Isas so it can be well worth finding any forgotten funds

Benefits paid out after death are often counted towards the deceased's pension allowance

More and more people are seeking a loan to fund their big day

Many people are lured into zero-per-cent deals but don't make moves to pay off their debt

Parents have effectively becoming the ninth largest lender in the UK

Financial education is now on the national curriculum, but that might not be enough

Bank lends to the likes of charities, community schemes and renewable energy projects

It is now possible fix for five-years for less than two per cent

Research from Fidelity found investors would make £8,570 more over 10 years

Even the newest bond from NS&I is online available online

Hosts may be stopped from claiming rent-a-room tax relief

Ready-made portfolios give expert insight through cheap, off-the-shelf options

Changes will mean one fewer £100,000 prize is handed out, overall odds of winning will be unchanged

Some economists say tax acts as a barrier to people buying homes

Compensation limit is rising to take account of the fall in the value of the pound since June