Ten amazing finance and legal solutions

Woman showing documents to man while sat on sofas

published 7 January 2022

January is a great time to get your finances in order. Here are some great ways of making a fresh start, from AI-powered saving to investing in the future of food.

Use AI to save for the future

Fancy returns up to seven times better than your bank? The average easy-access savings rate in the UK is less than 0.1%, but Chip thinks you deserve better. Chip is a savings account that aims to automatically build and grow your savings. It offers an AI that puts aside money based on your spending habits and goals. Chip aims to grow your savings by bringing you market-leading savings accounts. These exclusive accounts were traditionally the preserve of the wealthy, but Chip pools users' money to negotiate directly with private banks and open up these accounts for everyone. Fees apply for some services. Join almost 400,000 people today and download Chip.

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World-famous international silver dealer Koopman Rare Art has opened a new gallery at 12 Dover Street, Mayfair, focusing on top-quality English silver from the 18th and 19th centuries. This long-established company has built some of the most significant collections of the past 70 years and now also specialises in 20th-century fine jewellery, alongside an extensive collection of gold and enamel snuffboxes. One of the key inspirations for Koopman is finding exquisite objects of excellent quality, good taste and exceptional and timeless design. Silver is a material that can be worked into art pieces of great beauty and is an elegant way of presenting a different style of art in your home.

WhosOffice is the modern, secure way to manage staff working time and absences. It works for all kinds of employees, from Monday-to-Friday office staff or shift workers across any industry or sector. This online digital tool immediately and clearly indicates who's working when and where, and who's on leave. Want to know who's working from home on a given day? Who's on night shift or on holiday? The answer will be at hand whether you’re at your computer or on your phone. Whether you��re looking for a digital solution for a small team of 30 or a staff of 2,000, WhosOffice helps you manage your most valuable resources.

Faced with a growing world population and climate change, the food industry was already under severe strain before Covid-19 struck. The pandemic has disrupted the food sector's supply chains and is set to change consumer eating habits for good. The Pictet-Nutrition fund directs capital to companies which improve sustainability, access and quality of food necessary for health and growth. The fund invests across the entire food chain, from farm to fork. It takes a wholly positive approach, aiming to benefit from solutions, not problems – it doesn’t invest in commodities or speculate in shortages in food. Rather, it focuses on companies involved in helping to secure the world’s future food supply and that therefore represent sustainable, long-term opportunities for investors.

London & Capital is a specialist wealth and asset manager that works with clients to organise their wealth into a coherent global strategy, invest with a focus on capital preservation and provide clear, concise global reporting. The core of its expertise is managing investments for wealthy families. It builds investment strategies that are designed to be resilient and help clients achieve their long-term financial goals. Many of its clients are also international, with finances, business interests, property and family across multiple countries. The company provides clear, comprehensive financial strategies and global reporting, regardless of currency or location.

SSAFA, the Armed Forces charity, has been providing practical, financial and emotional support to Forces personnel, veterans and their families since 1885. With you by their side, SSAFA can continue to be there for those who are in need. By leaving a gift in your Will to SSAFA, you can give hope to the Armed Forces community, helping those who have made sacrifices on behalf of the nation to lead independent lives with dignity. Find out how you can support SSAFA’s work by requesting a legacy pack.

Mark Freedman, from Osbornes Law, specialises in representing clients in high-net-worth divorce proceedings, where highly contested, high-value financial settlements can include inherited wealth, off-shore trusts and global assets. His caseload also includes multi-jurisdictional family breakups and children’s cases, with clients ranging from high-profile personalities and property billionaires to CFOs and entrepreneurs. Freedman is known as a tough, leading negotiator with 27 years of experience, and is ranked in leading legal directories.

The supply chain crisis is beginning to envelop the UK spirits market, causing issues for retailers but sparking a boom for whisky cask investors, with prices for certain scotches tripling. There can be risks involved in whisky cask investment, and you need the right partner to navigate you to success. Based in the iconic Gherkin building in the heart of London, Hackstons is a multi-asset broker that can help you to expand your investments with premium whisky casks. It will tailor your portfolio and provide all the required ownership documentation so that you can reap the rewards.

The Pannu Tax team have over 100 years combined experience of helping clients resolve all manner of HMRC investigations and disputes. The team consists of former HMRC inspectors who went on to hold senior positions within international accountancy firms. The specialists at Pannu Tax are trained negotiators and accredited mediators with vast experience of resolving HMRC issues for a range of clients.

Imagine having a pool or snooker table custom made to suit your home. Perhaps even one that converts to a dining table. Sir William Bentley Billiards understands that the perfect pool table shouldn’t just be fun to play on but should also be a striking centrepiece of interior design, with its shape, materials and finishes chosen specifically for the space. The company offers clients the opportunity to specify every detail of their own, unique table. Whatever choices you make, the skills and experience of the craftsmen ensure it will be a beautiful, handcrafted piece of high-quality furniture.

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